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1) Simply submit your details, it’s quick, secure and free.

We will only use these details to put you in touch with an approved FCA regulated adviser.

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Within 48 hours you’ll receive a confirmation and you will only be contacted by one recommended adviser. No spam or nuisance phone calls.

3) Get a free, no-obligation meeting with the Adviser.

To understand your needs and circumstances and what you are looking to achieve.

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Pension Advice

Looking for Pension Advice in Cardiff?

Independent pension advice opens doors to a comfortable retirement. From finding the best pension for you, to understanding pension transfers and later life planning, you can get much more from your retirement savings with solid independent financial advice. Find an adviser through PensionAdvice.org for independent pension advice in Cardiff and you can invest in a pension planning strategy for the best possible retirement.

Retirement isn’t something that we tend to start thinking about very early on in life but it comes around more quickly than you think. So, pension planning is essential – preferably as soon as you start working but if not whenever you can. Anyone can create a good pension pot for retirement – with the right advice it’s never too late.

Maybe you don’t know where to start with pension planning or perhaps you have existing arrangements that need a pensions review. We can connect you to independent financial advisers in Cardiff who have the expertise to help with pensions advice at any stage, as well as pension planning and review.

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When Should You Start a Pension?
Transferring a Final Salary Pension
Pension Schemes

Why Seek Pension Advice?

Without the right advice pension planning can be challenging. There are so many different options available and it’s often difficult to work out which one is the best one for you – both now and in the future. Independent pension advice enables you to make the right choices and to carry out regular pension reviewing with expert support to make sure that those choices remain the right options in the years to come.

Personalised pension advice is crucial. Your chosen financial adviser should be able to give you recommendations and advice that is tailored to you, your goals and your own circumstances. Bespoke pension advice should start with fact-finding so that your adviser is able to assess your individual circumstances and then make personalised recommendations.

There are lots of good reasons why professional pension advice is a good idea, particularly if you’re looking for the broadest range of options and products to choose from. Independent financial advisers have access to the most up to date information on the widest variety of pensions and strategies.

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Bespoke Independent Pension Advice in Cardiff...

Connecting to local and national FCA regulated pension advisers is simple and free with PensionAdvice.org. You’ll get support and advice on all the key pensions questions, from group pensions through to information about pensions transfers.

Pension transfers

If you’re looking for an option that enables you to pay less in fees and release cash for your retirement fund, transferring to a new pension scheme could be the answer.

Defined benefit pensions

This type of pension scheme calculates your pension payments on the basis of how long you’ve worked and what you’ve earned.

Final salary schemes

If you have a final salary pension scheme then you’ll get a percentage of your final salary as an annual income. That’s worked out either on the basis of your final salary before retirement or when you leave the company.

Advice on Annuities

Everyone in pensions talks about ‘annuities’ but what does it actually mean? Annuities are an insurance product that gives you the option to swap pension savings for an annual income that’s guaranteed for life.

Group & other pensions

A group pension is a collection of individual pension plans set up as a group and generally offer lower charges. There are also a variety of other pension types available. Find out which could be most beneficial for you.

Later life planning

If you have ambitions for a sizeable pension pot then later life planning is key. Professional advice on how to create the retirement you want is crucial to financial security at every age.

Book your free, no-obligation pension consultation...

With our recommended Cardiff Pension Adviser.

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Further Reading

Pension & retirement articles

Pension advice when company goes insolvent Pension Advice
November 23, 2017

If My Employer Goes Bust, What Happens To My Pension?

For those of us employed in the private sector, this can be a particularly worrying thought and stimulant to seek pension advice. After all, if your employer is the one…

Man searching online for pension advice, vulnerable to cyber attack Independent Pension Advice
October 20, 2017

Is Your Pension Vulnerable To A cyber Attack?

Could your retirement savings and investments be vulnerable to a cyber attack? The bad news is that most likely the answer is yes, almost certainly. Think of the data held…

4 ladies discussing how to work out what your pension is worth Pension Advice
September 27, 2017

How Do I Find Out how Much My Pension Is Worth?

Your expenditure and living costs are likely to be lower at retirement than at present. However, it’s still vitally important to find out how much your pension is worth, and…

Small child with glasses, parody of someone trying to understand the jargon in UK pension advice Pension Advice UK
September 13, 2017

Understanding Different Kinds Of Pensions

Busting The Jargon Around UK Pension Advice Pensions can be a complicated subject. Hence the need for professional pension advisers! So it’s understandable many people feel bewildered by the different…