If My Employer Goes Bust, What Happens To My Pension?
For those of us employed in the private sector, this can be a particularly worrying thought and stimulant to seek pension advice. After all, if your employer is the one…
Could your retirement savings and investments be vulnerable to a cyber attack? The bad news is that most likely the answer is yes, almost certainly. Think of the data held…
Your expenditure and living costs are likely to be lower at retirement than at present. However, it’s still vitally important to find out how much your pension is worth, and…
Busting The Jargon Around UK Pension Advice Pensions can be a complicated subject. Hence the need for professional pension advisers! So it’s understandable many people feel bewildered by the different…
Defined Benefit Pension Transfer Advice – A Leap Of Faith?
Three decades ago, it wasn’t uncommon to speak to someone with a defined benefit pension. Today, these schemes are rarer. An aging population and a more mobile workforce has led…
Planning Your Retirement With Independent Pension Advice
Planning your retirement can be a daunting endeavour. you are faced with many questions, such as: Should I choose a stakeholder or personal pension? How do I effectively plan my…
Should You Seek Free Pension Advice, Or Pay For It?
With so much readily, freely available today on the internet, it can be tempting to think you can manage your pension, investments and retirement planning without professional advice. An important…
Approaching retirement can be both an exciting and intimidating time. There are lots of decision to make and issues to sort through, not least how to approach the questions surrounding…
Choosing a reputable, local pension adviser who’s right for you can be a tricky process. After all, that’s why PensionAdvice.org exists – to help remove the complexity from that decision….
Defined Benefit vs. Defined Contribution – Which Is Better?
The past few decades have witnessed the rise of the defined contribution plan. Simultaneously, we’ve also seen a decline in the number of defined benefit pension schemes. What’s the reason…
How Could Divorce Affect Your Pension and Retirement Income?
If you have divorced or dissolved your civil partnership or are in the process of doing so, you may not realise this could affect how much you will have for…
What Can You Do With Your Defined Contribution Pension Pot?
If you are nearing retirement age you may be starting to consider what to do with your pension pot and be thinking about the opportunities available to you. With a…
You cannot usually take money from your pension pot until reach the age of 55, however there are some cases where it may be possible. If you are seriously ill…
When planning for your retirement it is imperative you set clear retirement income goals, without goals you cannot effectively check if your pension savings are on track. When setting your…
If like a growing number of Brits, you have moved to another country seeking a new life in a warmer climate with a more relaxed lifestyle you may have a…
Keeping track of your pensions performance and regularly reviewing your pension plan will help to ensure you are making the most of the opportunities available to you. Reviewing your pensions…
What Happens to your Pension if your Circumstances Change?
When planning for your future, things may not always go as planned and an unforeseen change in your circumstances can have an effect on your financial situation and your pension….
If you have two or more pension pots you may be considering whether you would benefit from combining them into one pot. Combining your pension pots may make your pension…
When planning for your retirement you will want to make sure you have the most effective pension planning strategy in place to ensure you have a financially secure future, not…
If you can no longer work due to ill health you may be able to take your pension benefits early, this is known as taking an ill health pension. Depending…
What Happens to your Pensions if you Leave the UK?
If you are planning on relocating abroad and leaving the UK, you are likely to have many questions about what happens to your UK pensions. From whether you can still…
Depending on the rules of your pension scheme it may be possible to take your benefits from your pension early. How this will affect your pension pot will depend on…
Planning for your retirement can be confusing and stressful, from understanding the different types of pensions, deciding which pension plan is best suited to you to knowing if you are…
In recent weeks you may have seen a lot in the news about the State Pension triple lock guarantee, but what exactly is the triple lock and what does the…
The Pros and Cons of Transferring a Final Salary Pension
If you have a final salary pension scheme you be considering whether you should transfer it, there are pros and cons for transferring your final salary pension. It is advisable…
As with any long-term plan, financial or not, it is good practice to regularly review your plan to ensure it is still the best option for getting the best results….
What Can You Do with Your QROPS if You Move Back to the UK?
Seeking warmer climates, cheaper cost of living and a more relaxed lifestyle, when Brits make the decision to relocate to another country, many have the intention of it being a…
Should you Consider a QROPS UK pension Transfer Overseas?
British expats or international workers with UK pension rights should consider whether a Qualifying Recognised Overseas Pension Scheme (QROPS) could be beneficial to them. Those with UK pension rights who…
A workplace pension is a way of saving for your retirement that is arranged by your employers, these may be called occupational pensions, works pensions, company pensions or work-based pensions….
If you are nearing retirement age, you may be considering what you can do with your defined contribution pension pot. There are a variety of options available to you and…
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