Regular pension articles on local and specialist pension advice

Pension advice when company goes insolvent Pension Advice
November 23, 2017

If My Employer Goes Bust, What Happens To My Pension?

For those of us employed in the private sector, this can be a particularly worrying thought and stimulant to seek pension advice. After all, if your employer is the one…

Man searching online for pension advice, vulnerable to cyber attack Independent Pension Advice
October 20, 2017

Is Your Pension Vulnerable To A cyber Attack?

Could your retirement savings and investments be vulnerable to a cyber attack? The bad news is that most likely the answer is yes, almost certainly. Think of the data held…

4 ladies discussing how to work out what your pension is worth Pension Advice
September 27, 2017

How Do I Find Out how Much My Pension Is Worth?

Your expenditure and living costs are likely to be lower at retirement than at present. However, it’s still vitally important to find out how much your pension is worth, and…

Small child with glasses, parody of someone trying to understand the jargon in UK pension advice Pension Advice UK
September 13, 2017

Understanding Different Kinds Of Pensions

Busting The Jargon Around UK Pension Advice Pensions can be a complicated subject. Hence the need for professional pension advisers! So it’s understandable many people feel bewildered by the different…

Elderly man pressing hands against the wall, talking about defined benefit pensions advice Defined Benefit
September 5, 2017

Defined Benefit Pension Transfer Advice – A Leap Of Faith?

Three decades ago, it wasn’t uncommon to speak to someone with a defined benefit pension. Today, these schemes are rarer. An aging population and a more mobile workforce has led…

independent pension advice - 2 old people discussing their retirement Independent Pension Advice
August 31, 2017

Planning Your Retirement With Independent Pension Advice

Planning your retirement can be a daunting endeavour. you are faced with many questions, such as: Should I choose a stakeholder or personal pension? How do I effectively plan my…

Old man with squash ball seeking free pension advice Independent Pension Advice
August 7, 2017

Should You Seek Free Pension Advice, Or Pay For It?

With so much readily, freely available today on the internet, it can be tempting to think you can manage your pension, investments and retirement planning without professional advice. An important…

Woman in care needing independent pension advice Local Pension Advice
July 28, 2017

The 5 Benefits Of Independent Pension Advice

Approaching retirement can be both an exciting and intimidating time. There are lots of decision to make and issues to sort through, not least how to approach the questions surrounding…

Local pension adviser tips - man in the park Local Pension Advice
July 19, 2017

Things To Look Out For In A Local Pension Adviser

Choosing a reputable, local pension adviser who’s right for you can be a tricky process. After all, that’s why exists – to help remove the complexity from that decision….

Two women thinking about defined benefit versus defined contribution Defined Benefit
July 12, 2017

Defined Benefit vs. Defined Contribution – Which Is Better?

The past few decades have witnessed the rise of the defined contribution plan. Simultaneously, we’ve also seen a decline in the number of defined benefit pension schemes. What’s the reason…

How Could Divorce Affect Your Pension? Independent Pension Advice
June 30, 2017

How Could Divorce Affect Your Pension and Retirement Income?

If you have divorced or dissolved your civil partnership or are in the process of doing so, you may not realise this could affect how much you will have for…

Pension Pot Chelmsford
June 23, 2017

What Can You Do With Your Defined Contribution Pension Pot?

If you are nearing retirement age you may be starting to consider what to do with your pension pot and be thinking about the opportunities available to you. With a…

Can You Take Your Pension Before 55? Lincolnshire
June 20, 2017

Can You Take Your Pension Before 55?

You cannot usually take money from your pension pot until reach the age of 55, however there are some cases where it may be possible. If you are seriously ill…

Overcoming a Shortfall in your Pension Savings Essex
June 16, 2017

Overcoming a Shortfall in your Pension Savings

When planning for your retirement it is imperative you set clear retirement income goals, without goals you cannot effectively check if your pension savings are on track. When setting your…

Why Expats Should Consider a QROPS QROPS UK
June 13, 2017

Why Expats Should Consider a QROPS

If like a growing number of Brits, you have moved to another country seeking a new life in a warmer climate with a more relaxed lifestyle you may have a…

Making the most of your pension Manchester
June 9, 2017

Making the Most of your Pensions

Keeping track of your pensions performance and regularly reviewing your pension plan will help to ensure you are making the most of the opportunities available to you. Reviewing your pensions…

What Happens to your Pension if your Circumstances Change? Independent Pension Advice
June 6, 2017

What Happens to your Pension if your Circumstances Change?

When planning for your future, things may not always go as planned and an unforeseen change in your circumstances can have an effect on your financial situation and your pension….

Should you combine your pension pots? Manchester
June 3, 2017

Should you Consider Combining your Pension Pots?

If you have two or more pension pots you may be considering whether you would benefit from combining them into one pot. Combining your pension pots may make your pension…

Independent Pension Advice
May 30, 2017

Finding the Best Pension for You

When planning for your retirement you will want to make sure you have the most effective pension planning strategy in place to ensure you have a financially secure future, not…

May 26, 2017

A Guide to Ill Health Retirement

If you can no longer work due to ill health you may be able to take your pension benefits early, this is known as taking an ill health pension. Depending…

What Happens to your Pensions if you Leave the UK? QROPS UK
May 23, 2017

What Happens to your Pensions if you Leave the UK?

If you are planning on relocating abroad and leaving the UK, you are likely to have many questions about what happens to your UK pensions. From whether you can still…

May 18, 2017

Will Early Retirement Affect your Pension Pot?

Depending on the rules of your pension scheme it may be possible to take your benefits from your pension early. How this will affect your pension pot will depend on…

Key Questions to Ask a Financial Adviser Chelmsford
May 16, 2017

Key Questions to Ask a Financial Adviser

Planning for your retirement can be confusing and stressful, from understanding the different types of pensions, deciding which pension plan is best suited to you to knowing if you are…

State Pension Triple Lock LincolnshireState Pensions
May 11, 2017

What is the State Pension Triple Lock?

In recent weeks you may have seen a lot in the news about the State Pension triple lock guarantee, but what exactly is the triple lock and what does the…

Transferring a Final Salary Pension EssexFinal Salary Pensions
May 4, 2017

The Pros and Cons of Transferring a Final Salary Pension

If you have a final salary pension scheme you be considering whether you should transfer it, there are pros and cons for transferring your final salary pension. It is advisable…

Could you Benefit from a Pension Review? Lincoln
April 27, 2017

Could you Benefit from a Pension Review?

As with any long-term plan, financial or not, it is good practice to regularly review your plan to ensure it is still the best option for getting the best results….

QROPS and Moving Back to the UK QROPS UK
April 22, 2017

What Can You Do with Your QROPS if You Move Back to the UK?

Seeking warmer climates, cheaper cost of living and a more relaxed lifestyle, when Brits make the decision to relocate to another country, many have the intention of it being a…

QROPS UK Pension Transfer QROPS UK
April 19, 2017

Should you Consider a QROPS UK pension Transfer Overseas?

British expats or international workers with UK pension rights should consider whether a Qualifying Recognised Overseas Pension Scheme (QROPS) could be beneficial to them. Those with UK pension rights who…

A Guide to Workplace Pensions Essex
April 11, 2017

A Guide to Workplace Pensions

A workplace pension is a way of saving for your retirement that is arranged by your employers, these may be called occupational pensions, works pensions, company pensions or work-based pensions….

What Can You Do With Your Pension Pot? Lincoln
April 11, 2017

What Can You Do With Your Pension Pot?

If you are nearing retirement age, you may be considering what you can do with your defined contribution pension pot. There are a variety of options available to you and…

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